Civil Litigation

Ghulam Law handles high-stakes civil litigation involving fraud, consumer lending, contracts, property disputes, and government enforcement. We represent individuals and businesses when substantial financial and property interests are on the line.
Our civil litigation practice includes:
  • Consumer Lending & Finance Litigation – disputes involving consumer loans, lender liability, loan origination and servicing, financing agreements, disbursement of funds, liens and security interests, debt enforcement, and other lending and financing-related disputes.
  • Fraud & Financial Misconduct – claims involving construction fraud, financial fraud, misrepresentation, concealment, deceptive business practices, and other forms of financial misconduct.
  • Breach of Contract & Business Disputes – disputes involving contractual obligations, business relationships, commercial agreements, nonperformance, and resulting financial losses.
  • Construction & Property Disputes – matters involving contractors, construction agreements, project financing, property rights, liens, payment disputes, defective or unfinished work, and other construction and real-property conflicts.
  • Government & Regulatory Litigation – representing property owners and businesses in disputes with government entities involving zoning, land use, permitting, licensing, ordinances, code enforcement, and other regulatory actions.
  • Negligence & Civil Liability – claims arising from negligent conduct resulting in personal injury, property damage, financial loss, or other harm.
  • Constitutional Claims – civil claims involving government action, including violations of due process and equal protection.
Whether you're navigating a contract dispute or challenging a regulatory action, we offer strong legal advocacy with a personal touch—focused on protecting your rights and securing meaningful results.

RECENT RESULTS IN CONSUMER LENDING LITIGATION

Ghulam Law, together with co-counsel Gelb Law APC, represents homeowners in ongoing litigation arising from the Multitaskr collapse and the consumer financing associated with their construction projects.
These were not simply disputes over unfinished construction. Homeowners were left carrying six-figure debt and liens tied to projects that were never delivered as promised. Some faced the loss of their equity and financial security; others ultimately lost their homes.
Several of these matters have recently been resolved for the individual homeowners through accepted statutory offers for judgment under California Code of Civil Procedure § 998, while the broader Multitaskr litigation remains ongoing.

$1.5 Million — Accepted CCP $ 998 Offer

A lender accepted a homeowner's statutory offer for judgment in the amount of $1.5 million in a dispute involving consumer financing associated with a Multitaskr construction project.

$1.364 Million — Accepted CCP $ 998 Offer

Mosaic accepted the plaintiffs' statutory offer for judgment in the amount of $1,364,000 in a dispute involving substantial financing associated with a Multitaskr project.

$1.321 Million — Accepted CCP $ 998 Offer

Mosaic accepted the plaintiffs' statutory offer for judgment against Mosaic and in favor of the plaintiffs in the amount of $1,321,000 in a dispute involving financing connected to a Multitaskr construction project.

Nearly $750,000 — Accepted CCP $ 998 Offer

A lender accepted the plaintiffs' statutory offer for judgment approaching $750,000 in a consumer financing dispute arising from a Multitaskr project.

Together, these recent matters resulted in more than $4.9 million in accepted offers for judgment for the homeowners represented.
These cases required us to look beyond whether a contractor completed the promised work. The disputes reached the financing transactions themselves—including the relationship between homeowners, contractors, lenders, loan proceeds, liens, and the financial obligations asserted against homeowners for projects that were not delivered as promised.
The broader Multitaskr litigation remains ongoing. As the cases progress, we will continue to share significant developments and additional client results where appropriate.
{Prior results do not guarantee a similar outcome. Every case is different and must be evaluated based on its individual facts and circumstances.}